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TAL's Health Sense Plus Now Covers Income Protection Policies

Enhancing Value for Policyholders Through Proactive Health Engagement

TAL's Health Sense Plus Now Covers Income Protection Policies?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a strategic move to enhance the value of its offerings, TAL has announced the expansion of its Health Sense Plus program to encompass income protection insurance.
This initiative, effective from 8 August 2025, aims to incentivise proactive health management among policyholders by providing premium discounts.

Under the expanded program, eligible new income protection policies submitted via TAL's adviser platform will automatically receive a 5% discount for the first two years. Existing TAL customers will have access to this benefit starting in October. This development underscores TAL's commitment to integrating wellbeing into product design and offering advisers additional tools to support client retention and product value.

Aaron Newman, General Manager of Individual Life Product at TAL, highlighted the significance of this expansion, stating that it reinforces TAL's dedication to embedding wellbeing into product design and provides advisers with another opportunity to support customer retention and product value.

For Australian professionals and self-employed individuals, this expansion offers a compelling reason to consider TAL's income protection insurance. By engaging in preventative health measures, policyholders can not only improve their overall wellbeing but also benefit financially through reduced premiums.

In the context of rising mental health claims and the increasing importance of income protection, TAL's initiative aligns with the broader industry trend of promoting proactive health management. This approach not only benefits individuals by encouraging healthier lifestyles but also contributes to the sustainability of the insurance system by potentially reducing claim incidences.

As the insurance landscape continues to evolve, such innovations highlight the importance of choosing providers that offer comprehensive coverage coupled with incentives for maintaining good health. For those considering income protection insurance, TAL's Health Sense Plus program presents an opportunity to secure financial stability while being rewarded for proactive health management.

Published:Tuesday, 27th Jan 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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Knowledgebase
Term Life Insurance:
A form of life insurance that is a pure protection policy with no cash or maturity value which lasts for a specific length of time, called a term.