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Commercial Plant & Equipment Insurance

For businesses that rely on machinery, equipment, and plant assets, unforeseen damage or breakdown can disrupt operations and cost thousands. Plant and equipment insurance offers comprehensive coverage, safeguarding your tools of the trade and helping you stay operational.

We help you find the right cover at the best rates!

  • Plant and Equipment Insurance
  • Plant and Equipment Insurance
  • Plant and Equipment Insurance
  • Plant and Equipment Insurance
  • Plant and Equipment Insurance
  • Plant and Equipment Insurance
Your free insurance quote comparison starts here!
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

At Insurance Online, we make it easy to compare plant and equipment insurance quotes from trusted Australian insurers. Whether you're in construction, manufacturing, or logistics, find tailored solutions to protect your machinery, tools, and heavy equipment.

What's Covered?

  • Accidental Damage: Covers unexpected damage to your plant or equipment on-site or in transit.
  • Theft and Vandalism: Protects against loss or theft of your valuable machinery.
  • Machinery Breakdown: Ensures coverage for mechanical or electrical breakdowns.
  • Hired Plant Equipment: Options to include cover for leased or hired equipment.

Why Choose Us?

  • Access to multiple plant insurance quotes in minutes
  • Flexible cover for all types of equipment and machinery
  • Competitive pricing tailored to your industry

Don't let equipment downtime cost you valuable business. Secure your plant and machinery insurance today and ensure your business assets are fully protected. Start comparing policies now with Insurance Online for affordable and reliable cover.

Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Business Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your plant and equipment insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Equipment Insurance Articles

What Paperwork is Necessary When Applying for Plant and Equipment Insurance?
What Paperwork is Necessary When Applying for Plant and Equipment Insurance?
In the bustling world of business, safeguarding your assets is crucial. This is especially true for industries reliant on machinery and equipment. One essential type of coverage for such businesses is plant and equipment insurance. It provides financial protection against risks associated with the loss or damage of your essential tools. - read more
General Liability Insurance vs. Plant and Equipment Insurance: What You Need to Know
General Liability Insurance vs. Plant and Equipment Insurance: What You Need to Know
When it comes to running a business, insurance is one of those things that often gets overlooked. However, understanding the different types of insurance is crucial for protecting your business assets and ensuring your peace of mind. Among the many options available, plant and equipment insurance is vital for businesses that rely on machinery and various tools. - read more
What does plant and equipment insurance cover?
What does plant and equipment insurance cover?
Plant and equipment insurance is a specialized form of coverage designed to protect the tools and machinery that businesses rely on for their operations. This type of insurance typically covers various assets, including construction machinery, agricultural equipment, and industrial tools. By safeguarding these critical assets, you can ensure that your business continues to run smoothly even in the event of loss or damage. - read more
Is Plant and Equipment Insurance a Legal Requirement for Australian Contractors?
Is Plant and Equipment Insurance a Legal Requirement for Australian Contractors?
Plant and equipment insurance is a specialized type of coverage designed to protect construction and contracting businesses against financial losses related to their machinery and tools. This includes any equipment used in the delivery of services, such as excavators, cranes, and other vital equipment. In essence, this insurance safeguards your investment, providing peace of mind as you focus on your projects. - read more
Understanding Plant and Equipment Insurance: A Guide for Small Business Owners
Understanding Plant and Equipment Insurance: A Guide for Small Business Owners
When it comes to running a small business, particularly in sectors like construction, having the right insurance is essential. This is where plant and equipment insurance comes into play. It protects your valuable machinery and tools, allowing you to focus on your projects without the constant worry of potential financial loss. - read more

Insurance News

Preparing for Summer Storms: Elders Insurance's Advice to Farmers
Preparing for Summer Storms: Elders Insurance's Advice to Farmers
01 Jan 2026: Paige Estritori
As the Australian summer approaches, Elders Insurance has issued a cautionary advisory to farmers, emphasising the heightened risk of storm-related damages during this season. Recent data indicates a significant increase in insurance claims due to summer storms, underscoring the need for proactive measures to safeguard agricultural assets. - read more
New Partnership Offers Insurance Savings for Sustainable Farmers
New Partnership Offers Insurance Savings for Sustainable Farmers
01 Jan 2026: Paige Estritori
In a significant move towards promoting sustainable agriculture, WFI Insurance has partnered with AgCarE to offer premium reductions to farmers who achieve AgCarE certification. This collaboration aims to enhance financial, environmental, and social outcomes for Australian farmers and rural communities. - read more
IAG Highlights Climate Change's Impact on Rising Insurance Costs
IAG Highlights Climate Change's Impact on Rising Insurance Costs
01 Jan 2026: Paige Estritori
Insurance Australia Group (IAG) has issued a warning to Australians, indicating that home insurance premiums are expected to rise due to the increasing frequency and severity of extreme weather events, a trend attributed to climate change. This development underscores the pressing need for both mitigation and adaptation strategies to address the evolving risks. - read more
Insurers Flag Holiday Road Risks Amidst Freight Traffic Surge
Insurers Flag Holiday Road Risks Amidst Freight Traffic Surge
01 Jan 2026: Paige Estritori
As Australia enters the summer holiday season, insurers and transport specialists are raising alarms about heightened road risks resulting from the convergence of increased freight activity and holiday travel. This period sees a significant uptick in both passenger vehicles and heavy trucks on the roads, amplifying the potential for accidents and safety incidents. - read more
Escalating Collision Risks Challenge Australian Fleet Operators
Escalating Collision Risks Challenge Australian Fleet Operators
01 Jan 2026: Paige Estritori
Australia's transport and haulage sector is currently navigating a period of heightened operational risk, marked by an uptick in both the frequency and severity of motor collision claims. This trend underscores the pressing need for fleet operators to adopt proactive risk management strategies and leverage advanced insurance solutions to safeguard their operations. - read more
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Your free insurance quote comparison starts here!
First Name:
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Professional indemnity:
An insurance that provides cover for liability incurred in the course of exercising a profession.

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